👋 Welcome!

Rate of Return is a publication where more than 10,000+ investors find curated financial news, analysis and commentary to attack the investing day.

Our publication is read by decision-makers at Bank of America, JPMorgan, Blackrock, a16z, Duke, Yale, UVA, Harvard, MIT, and many more.

We’re also building a $2M portfolio from scratch — more here.

I’m Austin Hankwitz — I create personal finance and investing content empowering everyone to become an educated investor. You might have seen me on Bloomberg, CNBC, Business Insider, or The New York Times.

🏆 In 2021, Rate of Return was named a Substack Featured Publication — speaking volumes toward our publication’s quality, consistency, and value-add.

🏆 In 2023, Rate of Return was named a Substack Featured Publication, again — reaffirming what we knew all along; we share the most action-oriented and impactful market analysis on the internet.

In efforts to continue this trend of “adding value,” we launched the Rate of Return Podcast; 30-minute interviews between Austin Hankwitz and industry incumbents.


What to Expect for Free:

I’m a big believer in “information is free” — so by simply dropping your email address, here is what you’ll receive in your inbox for free every week:

👇 Click the links below to see a real post!


What Paid Subscribers ($13 / month) Should Expect:

👇 Click the links below to see a real post!

  • Portfolio Access — this includes ETFs, stocks & cryptocurrency

  • My Top Stock Ideas — every single week

  • Secular Growth Trend Analysis — calling out my favorite sectors every month

  • Week in Review — adding actionable insights to our previous ‘Week Ahead’

  • Livestreams — every Monday night at 9:30p ET (Founding Members only)


🤔 Not ready to become a paid subscriber yet?

Don’t worry — I encourage you to follow along on the free side of things for as long as you’d like. If / when I eventually provide $13 / month worth of value to you, please consider subscribing — and I’ll see you on the other side.

Have a question? Send me an email: austinhankwitz@gmail.com


Disclaimer: This is not financial advice or recommendation for any investment. The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.

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Building a $2M portfolio from scratch | Curated financial news, analysis and commentary to attack the investing day | Subscription details are posted in our About page

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Austin Hankwitz 

I create personal finance & investing content - empowering everyone to become an educated investor. Featured on CNBC, NY Times, WSJ & Bloomberg.